Home Page Our Services Our Mission In The News Resources About Melody Townsend Recommended Articles Professional Affiliations 7 Steps to Success Disclosure Contact Us             Read our Newsletter

Local Links Townsend Sorghum Mill  http://TownsendSorghumMill.com Mount Sterling Online http://www.imagesmtsterling.com Mount Sterling Montgomery County Chamber of Commerce http://www.mtsterlingchamber.com   College and Financial Aid Kentucky’s Prepaid Tuition Plan: http://www.getkapt.com Kentucky’s 529 Plan: http://www.kysaves.com Saving for College: http://www.savingforcollege.com Estate Planning nolo: http://www.nolo.com Financial Information Yahoo Finance: http://finance.yahoo.com/ Quicken: http://www.quicken.com The Motley Fool: http://www.fool.com Morningstar: http://www.morningstar.com Finance CCH: http://www.finance.cch.com/ Insurance Quotesmith: http://www.quotesmith.com Kentucky Department of Insurance: http://doi.ppr.ky.gov/kentucky Market News CNBC: http://www.moneycentral.msn.com/investor/home.asp Reuters: http://reuters.com Senior Issues American Association of Retired Persons: http://www.aarp.com Medicare: http://www.medicare.gov Social Security Administration: http://www.ssa.gov Taxes Internal Revenue Service: http://www.irs.gov Financial Planning Garrett Planning Network: http://www.garrettplanningnetwork.com CFP Board of Standards: http://www.CFP-Board.org Financial Planning Association: http://www.fpanet.org National Association of Personal Financial Advisors: http://www.napfa.com   Recommended Reading Want to learn more about the world of personal finance? The following books are great resources! Just Give Me the Answer$: Expert Advisors Address Your Most Pressing Financial Questions By Sheryl Garrett, CFP®, with Marie Swift and The Garrett Planning Network, Inc. June 2004 - Dearborn Trade Publishing ISBN 0-7931-8339-1 $18.95 paperback Hiring a financial planner is often something people associate with the wealthy. But according to financial guru Sheryl Garrett, everyone should be able to work with a financial professional and take control of his or her financial fitness. In Just Give Me the Answer$: Expert Advisors Address Your Most Pressing Financial Questions , Sheryl Garrett along with Marie Swift and Members of The Garrett Planning Network have provided the answers to the most pressing financial questions consumers ask as they pass through various life stages. Sprinkled with real-life stories and specific examples, Just Give Me the Answer$ is a one-stop resource for anyone looking to get – and keep -- their financial house in order.   Your Money Matters: 21 Tips to Achieve Financial Security in the 21st Century By Jonathan D. Pond One of the best-recognized names and faces in the financial advice world reveals how to greet the new century with money in your pocket. This book by Jonathan Pond breaks new ground by taking a human look at meeting life's financial challenges. Pond's tips present important lessons essential to achieving financial peace of mind and new ideas for prospering in the new century.   Your Money or Your Life: Transforming Your Relationship With Money and Achieving Financial Independence By Joe Dominguez and Vicki Robin This is a best-selling book on how to get control of your money and your life. The authors help you take a look at how you handle your money, and whether it is a reflection of your values.   The Ultimate Credit Handbook: How to Cut Your Debt and Have a Lifetime of Great Credit By Gerri Detweiler A former director of Bankcard Holders of America, Gerri Detweiler draws on her years of expertise in counseling consumers with credit problems to write the definitive handbook on how to have more credit, get out of debt and live a lifetime of financial stability and prosperity. Bogle on Mutual Funds: New Perspectives for the Intelligent Investor By John Bogle This book explains the various investment markets and different types of mutual funds (bond, stock, balanced, money market, etc.). It tells you how to understand and evaluate risk and gives advice on how to construct an investment program for whatever purpose you may have in mind. It also gives advice on how much risk is prudent for different investment time horizons.   Suddenly Single: Money Skills for Divorcees and Widows By Kerry Hannon This book provides divorced or widowed women with essential information that can transform their lives. The book should be viewed as an essential survival kit for all suddenly singles. The Richest Man in Babylon By George Clason A collection of parables written in the 1920s, this book is a timeless, inspirational work. Great advice on the subject of thrift, financial planning and personal wealth, that is just as sound today, as it was 80 years ago.