Melody W. Townsend, CFP®


Melody W. Townsend is the founding principal of Townsend Financial Planning, LLC. As a CERTIFIED FINANCIAL PLANNER™ professional, Melody focuses on providing fee-only financial planning and investment advice to individuals, families, and business owners from all walks of life. Unlike other advisors who may work on commission, Melody makes it her mission to act in the best interests of her clients at all times.

“I want to help our clients better understand the value of financial planning, help them determine their goals, and then see how we can reach them,” says Melody, a graduate of Morehead State University whose financial expertise has been quoted in leading national publications, including The Wall Street Journal, Financial Advisor Magazine, and USA Today.

Melody is a member of the National Association of Personal Financial Advisors and former board member of the Kentucky Financial Planning Association. She is also a proud member of the Garrett Planning Network – a group of fee-only financial advisors who strive to make reliable, professional financial advice accessible to everyone, not just those with high net worth.

Outside of her professional work with Townsend Financial Planning, Melody is a devoted wife and mother to two children (Anna and Alden) and enjoys her time on her family farm while serving her community as Montgomery County’s elected Commissioner for District 3.

Interested in speaking with Townsend Financial Planning about your financial planning needs? Melody believes in building long-term relationships with her clients based on trust and integrity. She invites you to schedule a complimentary “get acquainted” meeting to discuss your financial goals and objectives.

“I truly believe that with planning comes peace,” she says.