Growing up in Winchester, Kentucky, Nick dreamed of becoming a professional fisherman competing in Bass Master tournaments. Sadly, Nick Bailey did a lot more fishing than catching and thought he might need to pursue other avenues as he got older. The patience he learned from fishing has helped him in pursuing a career in financial planning, and it continues to be an enjoyable hobby for him.

Attending Morehead State University and majoring in business administration with a concentration in finance, Nick explored banking, insurance, and lending, but none of those fields gave him the client interaction and ability to solve problems he was seeking. As his senior year was wrapping up at MSU, Nick began focusing on finding an internship. After learning about Melody and Townsend Financial Planning’s positive reputations in the Mt. Sterling community, Nick took the leap and cold-called TFP. This call led to an internship, and he was hired immediately after graduation.

Becoming a CERTIFIED FINANCIAL PLANNER ™ professional was a goal Nick set for himself, and with a lot of patience, perseverance, and prayer, he earned his certification in 2020. Since joining the TFP team, Nick has not stopped perfecting his trade. He loves the puzzle aspect of financial planning, and he reads and studies anything he can get his hands on about the profession. Nick’s clients appreciate his ability to relate to where they are in their financial journey and connect the dots to help them make the best decisions for themselves.

Nick’s most significant accomplishment has been starting a family with his wife, Terri. His daughter, Bennett, and his son, Gannon, bring new adventure to his daily life, and Nick is humbled regularly by his roles as both a husband and father. He acknowledges that he has been very blessed in life and serves others as a deacon in his church. In his spare time, Nick does jiu-jitsu. Financial planner by day and ninja by night – Nick has you covered whatever your needs!